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Last updated: 3 August 2026

This Privacy Policy explains how Fintech Made Simple collects, uses and protects personal information when you visit fintechmadesimple.com, subscribe to an email update, leave a comment or contact us.

Who we are

Fintech Made Simple is operated by PJ Wright, who is the data controller for the personal information described in this policy. You can contact us at info@fintechmadesimple.com or through our Contact page.

Information we may collect

We may collect information that you provide directly, including:

  • Your email address when you subscribe to Merchant Articles, Fintech Articles or another email update.
  • Your name, email address and any other information included in a message you send to us.
  • Information submitted with a website comment, where comments are available.

We may also receive limited technical information when you use the site. This can include your IP address, browser and device type, operating system, referring page, pages visited, approximate location, security events and cookie or similar identifiers. This information may be recorded by our hosting, security, analytics and website service providers.

How we use information

We may use personal information to:

  • Provide email updates that you have requested.
  • Respond to enquiries and communicate with you.
  • Operate, maintain and improve the website.
  • Understand how the site is used and identify technical problems.
  • Protect the website, its users and our services from spam, abuse, fraud and security threats.
  • Comply with legal obligations and establish, exercise or defend legal claims.

Depending on the circumstances and the law that applies, we process information with your consent, to provide something you have requested, to meet a legal obligation, or because it is necessary for our legitimate interests in operating and protecting the website and communicating with readers. Where we rely on consent, you may withdraw it at any time.

Email updates

If you subscribe to Merchant Articles or Fintech Articles, we will use your email address to send the updates you requested. Our email delivery provider may process that address on our behalf. You can unsubscribe using the link in an email or by contacting us. We will keep subscription information until you unsubscribe or the service is discontinued, subject to any limited records we need to retain to respect an opt-out or meet legal obligations.

Comments

If you leave a comment, we may collect the information entered in the comment form together with your IP address and browser information to support moderation and spam detection. An anonymised version of your email address may be sent to the Gravatar service to check whether you use it. Gravatar is operated by Automattic and has its own privacy policy.

Cookies

The website may use essential cookies needed for administration, security and basic operation, together with other cookies or similar technologies used by services included on the site. More information is available in our Cookie Policy.

Embedded content and external links

Articles may include content or links from other websites. Embedded content can behave as though you visited the external website directly. Those organisations may collect information, use cookies or monitor your interaction according to their own privacy policies. Fintech Made Simple is not responsible for the privacy practices of external websites.

Who may receive information

We may share information with service providers that help us host, secure, maintain, analyse or deliver the website and its email services. These providers may use the information only to provide services to us and are expected to protect it appropriately. We may also disclose information where required by law, to regulators or authorities, in connection with legal proceedings, or as part of a reorganisation or transfer of the website or business.

We do not use personal information submitted through this website for unrelated third-party marketing.

International data transfers

Some service providers may process information in countries other than your own. Where data-protection law requires it, we use appropriate safeguards for international transfers, such as recognised contractual protections or an adequacy decision.

How long we keep information

We retain personal information only for as long as reasonably necessary for the purpose for which it was collected, including to provide a requested service, maintain security records, resolve disputes and meet legal, accounting or reporting requirements. Different types of information may therefore be kept for different periods.

Your privacy rights

Depending on where you live, you may have rights relating to your personal information. These can include the right to request access, correction, deletion, restriction or transfer of your information, to object to certain processing and to withdraw consent. You may also have the right to complain to your local data-protection authority. In the United Kingdom, the supervisory authority is the Information Commissioner’s Office.

To make a privacy request, use our Contact page. We may need to confirm your identity before completing a request.

Children

This website is intended for a professional and general adult audience and is not directed at children. We do not knowingly collect personal information from children through the site.

Changes to this policy

We may update this Privacy Policy when the website, its services or applicable requirements change. The latest version will appear on this page with an updated date.

Contact

Questions about this Privacy Policy or our use of personal information can be submitted through the Contact page.